National Pension Scheme

National Pension Scheme (NPS) is a voluntary and long-term investment plan for retirement under the purview of the Pension Fund Regulatory and Development Authority (PFRDA) and Central Government.

Advantages of National Pension Scheme

• PROFESSIONAL MANAGEMENT BY THE ABLE FUND MANAGERS
• TAX BENEFIT
• A VERY CHEAP PLAN
• OPTION TO CHANGE FUND MANAGER
• LOW INVESTMENT
• WIDE COVERAGE

Disadvantages of National Pension Scheme

• WITHDRAWAL LIMITS
• TAXATION AT THE TIME OF WITHDRAWAL
• INVESTMENT RESTRICTIONS
• NO GUARANTEED RETURNS
• LESS FLEXIBLE

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