Bank Fixed Deposit

A bank fixed deposit is a financial instrument provided by banks which provides investors a higher rate of interest than a regular savings account, until the given maturity date. It is also known as a term deposit or time deposit.

Advantages of Bank Fixed Deposit

• LESS RISKY INVESTMENT
• FIXED TENOR
• LOAN AGAINST FD
• FLEXIBLE INTEREST RATE PAY-OUTS

Disadvantages of Bank Fixed Deposit

• LOW RETURNS
• LIQUIDITY
• AFTER TAX RETURN

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